We are authorized to collect personally identifiable information (PII) from you by 45 CFR 155.260 and the Centers for Medicare & Medicaid Services (CMS). Any PII we collect is used to help you enroll in a Marketplace Qualified Health Plan (QHP) (and other related products you select, if applicable). If you choose to give us PII, we may share this information with CMS and the insurer you select. We may also share your PII internally within Cornerstone Financial Services, LLC (CFS), CFS employees, agents and brokers for the purposes of ongoing account/enrollment maintenance. CMS will maintain this information in a federal System of Records. PII is used or disclosed only under the following circumstances: in order to provide the services your Broker with Cornerstone Financial Services, LLC is designed to offer – to compare insurance plans based on costs, benefits, and other important features; to determine eligibility for health coverage and cost-sharing reductions through CoverME.gov; to choose a plan; and to enroll in coverage. Providing your PII is voluntary. If you choose not to provide us with the PII requested, or not to respond to certain required CoverME.gov questions, we will not be able to help you enroll in a QHP through Maine’s Health Insurance Marketplace. We recommend reaching out to CoverME.gov directly at 1-866-636-0355 (TTY: 711) for further assistance in this scenario. For more information, please review the Privacy Notice on CoverME.gov.